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What I Do
Nothing is more valuable than working with someone with honour and integrity; someone who will help you to make the best financial
decisions for your individual situation. I believe in treating my clients as I would like to be treated; this means providing
exceptional customer service and unbiased advice. My business is built on referrals from satisfied clients to whom I provided
guidance during their financing experience and who then recommended me to friends and family when they had need of my expertise.
NO COST TO YOU
Mortgage consultants are paid by the lending institution that provides the mortgage -- my services are free to clients!
PEACE OF MIND
I am guided by a strong sense of ethics and concern for my clients' best interests. Moreover, the Canadian Association of
Accredited Mortgage Brokers has a stringent Code of Ethics which members are required to adhere to in order to retain membership.
PRESERVED CREDIT RATING
If you shop from lender to lender yourself, the accumulation of inquiries on your credit report can lead to lower scores and
possibly less advantageous mortgage rates.
As a mortgage consultant, I make one inquiry into your credit and can then able to submit it to competing lenders on your
behalf, ensuring the consistency of your rating.
CONVENIENCE
To enable me to work around your schedule, I am available during evenings and weekends as well as regular business hours.
Depending on what is most convenient for you, we can set up in-person appointments or work via a combination of phone, fax
and e-mail.
EXPERIENCED ADVICE
I constantly update my knowledge of innovative new products while keeping apprised of rate and market changes.
My priority is finding customized mortgage solutions that fit your requirements and both your long- and short-term goals.
ACCESS TO COMPETITIVE RATES
Lenders often have rate specials. Using the experience and resources available to me, I can help you take advantage of the
lender with the best offer at the time of your financing.
GUIDANCE THROUGHOUT THE PROCESS
I keep myself available to answer all your questions, no matter how big or small. With me, you get unbiased advice when you
need help making difficult mortgage decisions.
Nicole Crichton T: 250-319-9542 F: 1-866-558-1772 E: niccrichton@telus.net
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